TERMS OF USE

USER AGREEMENT

Welcome to the Sharper Granite LLC website. By accessing this website, you agree to comply with this binding User Agreement between you and Sharper Granite, which governs your access and use of the website. If you do not accept these terms and conditions, do not use this website. Your use of this website indicates your full acceptance of this User Agreement in its then-current form each time you use the website. Sharper Granite reserves the right to change the terms and conditions at any time, without notice.

OWNERSHIP AND RESTRICTIONS ON USE

All content included on this website is the property of Sharper Granite or others and is protected by copyright and/or other laws. You may not publish, broadcast, retransmit, reproduce, repackage, frame, commercially exploit, create any derivative of, or otherwise redistribute all of any portion of this website except as explicitly permitted in this User Agreement. You may not decompose, decompile, reverse engineer, disassemble, deconstruct or otherwise violate the security of all or any portion of this website. At any time and for any reason we may revoke your right to use all or any portion of the website.

INFORMATIONAL USE ONLY

Nothing on this website is an offer or solicitation to buy or sell any security, and Sharper Granite is not soliciting any action based on this website. Nothing on this website is a recommendation that you purchase, sell or hold any security, or that you pursue any investment style or strategy. Nothing on this website is intended to be, and you should not consider anything on the website to be investment, accounting, tax or legal advice. The past and/or present performance of any investment, investment strategy or investment style is not indicative of future performance.

RISKS YOU ASSUME BY USING THIS WEBSITE

Information on this website speaks only as of the date indicated. We make reasonable efforts to provide accurate information, but at times we may not promptly update or correct this website even if we are aware if it is inaccurate, outdated or otherwise inappropriate. You agree that we are not liable for any actions you take or decisions you make in reliance on any information on this website. We make reasonable efforts to avoid technological problems, but at any time this website may have, and/or may cause, technological problems, including, but not limited to viruses. We are not liable for any defects, delays or errors in or resulting from your use of this website.

Any third party rankings and recognition from ratings services, if included on this website, are not a guarantee of future investment success. Working with a highly rated adviser does not ensure that you will experience a higher level of performance or results. Ratings included on this website should not be considered an endorsement of Sharper Granite by any client nor are they representative of any one client’s evaluation. Generally, rankings are based on information prepared and submitted by the adviser, or the amount of assets under management by the adviser. A more thorough disclosure of the criteria used in making these rankings is available upon request.

Any description of tax consequences set forth on this website is not intended as a substitute for careful tax planning. Users of this website are advised to consult tax counsel for advice specifically related to any and all tax consequences of an investment made with or through Sharper Granite. The information provided on this website is not intended to, nor does it specifically advise on, tax matters pertaining to federal, state, estate, local, foreign or other tax consequences of an investment. You are solely responsible for all tax consequences with respect to any investment made with or through Sharper Granite.

WE MAY MONITOR AND RECORD ACTIVITY ON THE WEBSITE

We may, but have no obligation to, monitor and record activity on this website for any reason or no reason.

THIRD PARTY WEBSITES

We are responsible only for the content of our own website and have no responsibility for any information or policies or any other websites that may be accessible from this website via hyperlink. Sharper Granite does not endorse, sponsor or promote any products or services offered by any website that may be linked to this website. If you access any other website through this website, you do so at your own risk.

INTERNATIONAL USE

The information provided on this website is not intended for distribution to, or use in, any jurisdiction where such distribution or use would be contrary to law. You are responsible for compliance with applicable local laws and regulations.

LIMITATION OF WARRANTIES

Neither we nor any of our affiliates, agents or employees is responsible for any damages, liabilities or injury, including but not limited to indirect, incidental, special, punitive or consequential damages however caused arising out of your use of (or inability to use) this website or this User Agreement. Our liability is limited to the maximum extent permitted by law and is limited even if we have been advised of the possibility of the damages, liability or injury that you suffer or if any remedy you have fails of its essential purpose, including any damages, liabilities or injuries caused by any failure of performance, error, omission, theft, interruption, deletion, defect, delay in operation, computer virus, communication line failure, or other computer malfunction. Without limiting the foregoing, under all circumstances, the maximum liability of Sharper Granite, its agents and employees to any user of this website with respect to the website is $100.

DISCLAIMER OF WARRANTIES

You acknowledge that we provide the contents of this website on an “as is” basis with no warranties, express or implied, of any kind with respect to the website, including warranties of merchantability, fitness for a particular purpose, and non-infringement of intellectual property and proprietary rights. Without limited the foregoing, we do not warrant the availability, accuracy, completeness, timeliness, functionality, reliability, sequencing or speed of delivery of the website or any part of the information Your use of this website and use or reliance upon any of the materials on it is solely at your own risk.

GOVERNING LAW

You agree that your use of this website and any disputes relating to the website or this User Agreement shall be governed in all respects by the laws of the State of California. Any dispute relating to the above shall be brought solely in the state or federal courts located in El Segundo, California, and it is agreed that such courts shall have jurisdiction over the parties to this User Agreement and any dispute arising hereunder.